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Check credit card trough Uber Application.
Make an account with CC owner details,use USA VPN or SOCKS and use some USA phone number (if you don't use you will get chargebacks in 60% cases).
-When you add Credit Card to Uber Application it automaticly makes pre-authorization trough their payment system and if there is money and if cc is valid you will be able to add it to uber.
If cc is not valid you will not be able to add cc to uber and you will get error like "Sorry,something went wrong..."